Archive for August, 2009
Monday, August 31st, 2009
Cole asked: How many years does it take for a car to be a classic and how many years for an antique?
Travis
Posted in Buying & Selling | Comments Off
Wednesday, August 26th, 2009

Nick Vernon asked: Everyone knows when it comes to insurance, there are many choices and antique auto insurance is no exception. So which one do you go with? Below are some reviews on which antique auto insurance carriers provide the best service and coverage.
Leland West Insurance: This specialty insurance company has over 25 years of experience and regarded as one of the most reliable and trustworthy insurers. Some key highlights they offer are: Phone help, choose your repair shop, Lower premiums, and agreed coverage value. These are all important aspects when choosing an antique auto insurance coverage that fits your needs.
American Hobbyist Insurance: This company is another great antique auto insurance insurer. They are available in 44 states, not including: Alaska, Hawaii, Kentucky, Massachusetts, Oklahoma or Virginia. Highlights of their insurance company for antique autos includes: flexible mileage limits, Inflation guard, spare parts coverage and Per policy – one liability charge- not per car.
Grundy Worldwide: Unlike American Hobbyist Insurance, Grundy Worldwide covers just what they say, worldwide. They are a big leader in antique automobile insurance industry. What kind of antique auto insurance coverage can you expect from Grundy worldwide? Here are some factors that make this company truly stand out:
- Agreed Value
- Model year limitation not a factor
- Higher limits on liability
- For 30 days on newly acquired cars, you receive automatic coverage.
- Unlike most insurance companies, Grudy offers unlimited mileage.
- Other features include: Spare parts, towing and labor, trip interruption, inflation guard, etc.
Being that there are so many choices outside the 3 listed above, it is important you follow a few steps to ensure complete coverage. Always go with a reputable company. If you cannot find anything on them, good or bad, they have not had much experience, or may have something to hide. Another good idea is to get a professional appraisal before committing to an antique auto insurance policy through a company. The professional appraisal allows you to understand how much your car is worth and is proof of how much your car is worth. By the books, the antique car you own may be worth 26k, but maybe you put in 80k worth of work into the car. These are very important aspects to consider. It is ok to ask questions, so do so. Make sure you understand the policies ins and outs. Do not assume something is covered, have the policy writer show you. An antique car is a prized possession and if something should happen to it, have peace of mind it will be covered. There are not many situations worse than putting a lot of money, time and effort into something and then have it gone in the blink of an eye. Also be aware of the requirements of the policy and make sure you can meet them. Do not get a policy that only allows 1k miles when you want to drive it more. You increase risk the more you drive the vehicle. If something was to happen and you were past the 1k mileage mark, your insurance would be voided. Remember these points, and you will be on your way to attaining a great antique auto policy.
Douglas
Tags: Alaska Hawaii, American Hobbyist Insurance, Antique Auto Insurance, Antique Autos, Auto Insurance Coverage, Automatic Coverage, Automobile Insurance, Grundy Worldwide, Insurance Company, Professional Appraisal, Reputable Company, Specialty Insurance, That Fits Your Needs, Trip Interruption, Value Model
Posted in Finance | Comments Off
Monday, August 24th, 2009
Mike M. asked: An interest in older and antique cars seems to be rekindling within me, so does anyone know what websites I should check out? Thanks in advance for all your help, it’s really appreciated.
Stella
Tags: Antique Cars, Older Cars, Thanks In Advance
Posted in Other - Car Makes | Comments Off
Tuesday, August 18th, 2009
Snow asked: I’m looking for one in an asian style or antique european. I have very little money and I can’t be driving to people’s homes to look at furniture being sold in the newspaper because I don’t have a car… but I desperately need to get my home and life organized and so I need furniture to do that. I can’t have goodwill bring anything in because the last time I tried that they were so astonished by my home; my mom is a pack-rat… and I am not going through that again! Lastly, I would just really prefer it to be eco-friendly because I care about the environment and I have also read that eco-friendly furniture is better for your health. Please help… Thank you!
Dennis
Tags: Asian Style, Bedroom Set, Eco Friendly, Environment, Furniture, Goodwill, Health, Hey, Last Time, Mom, Money, Pack Rat
Posted in Other - Home & Garden | Comments Off
Wednesday, August 12th, 2009

Muna wa Wanjiru asked: Antique cars are those cars that are available for buying and selling purpose. These cars date back a long period of time. These are old cars or the vintage cars of early automobile era. The category of this type includes the old cars, vintage, and classic cars. Many sites are available which give the information about these antique cars, their budget, replacement parts and much more. Many advertisements of all the antique cars on sale can always be found in newspapers and web portals for interested people to view them and purchase them.
The antique cars that are on sale are also available in many big garages of cities. So the car owners interested in buying the cars can directly contact the concerned garage or go about through the web sites.
To know more about the era in which these cars were used we need to go back to the early times when these types of cars were in use and were very popular too. While now owning an antique car is regarded as an asset; they also present a special challenge to today’s passionate car lovers.
The initial era that constituted these cars or better said as they came into the existence were the brass Car era. The brass era symbolizes the commencement of the automotive age when the steam engines had stylish brass fittings. This era was from the period of 1890’s to 1900’s and this was also the time the antique car era started. The antique car followed the brass car era when the pioneers were trying to adapt gasoline engines. They were very famous and the first model was the Henry Ford’s model T. It was known for its quality control, and the standardized parts.
Some of the antique car features were that they built with much of wood rather than steel. There were no guarantees for repair facilities and it was affordable for the well to do families only. The engines had to be started with cranks, the steering wheel too strong to move. The headlights were needed to be lit by a match. But the antique cars on sale now are not so backward in technology. Some changes can be found in these cars in terms of technology, but the overall look and feel of the car belongs to that era.
Some of the tips required while buying an antique car on sale are
- Track down the cars maintenance costs, repair records, and other mileage ratings in the consumer magazines or online.
- If the car is being bought by the dealer, then look out for the buyers guide.
- The car purchaser has the right to view the copy of dealer’s warranty before it is bought.
- See that all the verbal assurances are written into the Buyers guide.
Most of the antique cars on sale can be insured by the specialty programs. Buying the antique cars need to have a selective approach. Poor maintenance and previous wear and tear are the two important aspects that are usually hidden. They cab be termed as the disadvantages of buying antique cars on sale as it is almost impossible to know if the car was properly maintained before. There can be some hidden defects. However, it also has positive aspects. These cars are mostly cheaper than purchasing a brand new car. The buyer can afford spending some money to get in some luxuries and other comfortable items to enhance it.
Edwin
Tags: Antique Car, Brass Fittings, Car Owners, Cars For Sale, Classic Cars, Cranks, First Model, Garages, Gasoline Engines, Headlights, Henry Ford, Old Cars, Replacement Parts, Steam Engines, Steering Wheel
Posted in Antiques | Comments Off
Monday, August 10th, 2009

Dave Poon asked: Your antique cars may look very old and seem to be of no value. But there is a way to make money from them. All they may need are some restoration, and then you can easily sell them to people who like collecting antique autos.
The price of any antique item can be higher depending on how you were able to give a new look and life to the classic item. Let me give you some advice on how make your antique autos profitable by restoring and selling them.
Restoration
1.Look for enough space. The first step for restoring your old autos is looking for enough space to do the job. This will depend on how many antique autos you are going to repair. Furthermore, take into consideration the room needed when dismantling the parts of each auto and building up the auto again.
2.Use original parts as much as possible. It is also recommended that original parts should be used so that you can appreciate the value of your car. And then you can easily convince your prospect buyer that your asking price is justified.
3.Give your auto a new look through research. If you do not have enough knowledge on the specific auto you are restoring, you can read auto magazines or search the internet to educate yourself on how to enhance the look and performance of your auto. You can also be creative but make sure that your antique autos will have its original look when it first came out in the market.
4.Seek the help of a professional. This is recommended if you have exhausted all your knowledge, time, expertise and money when restoring antique autos. There may be situations that seeking a professional help would be better than doing the job yourself.
Selling
1.Maintain the autos. Once you are done with the restoration process, your autos are now ready to be sold. Since the process may take some time, ensure that your autos are clean and working properly at all times.
2.Set the autos market value. Have a detailed list of the autos price just incase a buyer is interested in looking into your list. This will allow you to easily market your autos. Take note of the asking price of each antique autos you are selling.
3.Know your autos. It is important that you know the product you are selling. Some buyers are not knowledgeable enough of the autos they are looking for. They may ask questions such as history of the auto, manufacturer, how to maintain the auto or its manual. It is better that you are prepared to answer any question that a buyer may have so you can easily convince them to buy the auto with your asking price.
4.Advertise when possible. There are a lot of free classified ads where you can advertise your antique cars. Additionally, you can also post a message about your antique autos on boards regarding automobiles (if you are allowed). Look for free or cheap venues to market your product.
Antique autos can be profitable if you properly invest your money, time, knowledge, creativity and patience. Moreover, it will serve as an achievement once you gave life to the old and rusted metals.
Kelly
Tags: Advice, Antique Autos, Antique Cars, Asking Price, Auto Magazines, Autos Market, Creative, Enough Space, Job, Original Look, Time Expertise, Way To Make Money
Posted in Business Opportunities | Comments Off
Monday, August 10th, 2009

khalid r mustaffa asked: Qatar classic cars, a topic that never have I thought would be researching, or writing about. When I left Qatar seven years ago, there were no signs that there ever would be high demand in the market for classic cars, Qatar specifically and the region in general.
A couple of months ago I received an international call at three in the morning. Don’t be very deceived by the timing; the conversation could have waited a couple more hours, however due to miss calculations on the caller’s behalf. By all means, I do not regret waking up to take the call. The subject was of great importance and forced me not to go back to sleep, rather jump right to research. The first thing I heard when I picked up the phone is an old friend saying “how much have you dealt with classic cars?”, “there is a very high demand for classic cars in the region, and the supply is very low”. On the ending note of the call, I promised I will have a preliminary research completed within a week.
As always, I started by certifying the facts I was told in regards to supply and demand, and the overall economic situation of the country. I found many articles and press releases discussing the fact that car manufacturers are taking advantage of the increasing demand for personalized, classic and antique cars in the region. The underlying reasons for the change in demand of the past seven years was explained by Bufori (a modern brand of rare automobiles resembling 1930s coupes), the high demand is a reflection of the booming population, and economics of the region in general, and more specifically Dubai and Qatar. Hence, that Crude Oil was discovered in Qatar back in the 1940s; however the wealth of the nation gradually increased over the next sixty years, till Natural Gas was discovered. Its people now have one of the highest per capita incomes in the world.
The research journey has not stopped, rather the more research I make, the more I am interested to learn about the differences in tastes and markets. I will dedicate an article for the amazing finding in the market differences. To get up-to-date research results, visit the section I dedicated to Qatar classic cars
Ella
Tags: 1930s, 1940s, Antique Cars, Car Manufacturers, Crude Oil, Incomes, International Call, Marke, Natural Gas, Old Friend, Rare Automobiles, Reflection, Research Journey, Seven Years, Supply And Demand
Posted in Classics | Comments Off
Sunday, August 9th, 2009

Maria Mbura asked: In the same way that your everyday run-around car requires insurance, so does your antique car especially if you are someone that takes them to shows for all to see. Fortunately there are classic car insurance companies who are able to provide the sort of cover an older car needs. By having a wide variety of auto insurance companies to choose from, the classic car consumer has the ability to choose the right type of insurance for their needs.
Many commercial auto insurers can also provide protection for an antique car also called collectors auto insurance as these policies are tailored to the car you are attempting to cover. Coverage is calculated once a representative from the insurance company takes the details of your car and your personal details so as to provide the best policy. You can of course lower your premium by increasing your deductible above the standard limit your insurer sets.
One particular benefit of insuring your antique car through a large commercial insurer is the fact that they should be reliable and will provide a certain peace of mind to the car owner. The other advantage of this type of insurer is their ability to arrange the protection on any other regular vehicle you own. Although there may be a price premium for antique car insurance with this type of company, the peace of mind it brings could be well worth the additional amount.
Independent specialist auto insurers might be able to provide a better service and conditions; possibly even a lower cost but are unlikely to insure any other type of car. Owners of very rare classic cars may even have difficulty insuring their car.
To be on the safe side it is best to check out any insurance companies, especially the smaller ones so you can be happy in the knowledge that your premium money and antique car are not at risk. The fear for people using a small independent car insurer is when they may need them to pay out for a claim and get a rejection or find they are filing for bankruptcy.
Despite the often lengthy process of finding a reliable antique car insurance provider, you do not really have an option if you want to protect your investment. Most classic cars are worth many thousands of dollars and that is a big loss if the car is ever stolen or destroyed so having auto cover may be the most valuable protection you ever purchase.
Annie
Tags: Antique Car Insurance, Auto Insurance Companies, Auto Insurers, Benefit, Car Consumer, Car Insurer, Car Owners, Classic Car Insurance, Commercial Auto, Fear, Filing For Bankruptcy, Independent Specialist, Peace Of Mind, Rare Classic Cars, Safe Side
Posted in Insurance | Comments Off
Tuesday, August 4th, 2009

Nick Vernon asked: In a generalized view, antique automobile insurance is for those vehicles that are 25 years or older. Of course, this comes with some conditions that make it specialty insurance. There is a distinct difference between regular automobile insurance and Antique automobile insurance.
A major difference in the insurances is the driving aspect. Antique vehicles are really not driven except for maintenance purposes. Regular vehicle insurance is designed for those vehicles that will be driven daily. Example: to and from work, family trips, etc. The highest mileage insurance company usually only goes to around 6 thousand mile a year. A true antique car will see somewhere between 500-1500 miles a year. This is only due to maintenance and road shows. It is known antique car owners put a lot of money and care into their vehicles. It is only necessary that coverage is designed to go along with that need.
Requirements of Antique Auto Insurance
Most requirements will stay in the same range. After all, we are talking about a car that is a prized possession. Below are some typical requirements you will find while shopping for antique automobile insurance.
1. The automobile will have to be a restoration, original, or in the process of being restored when coverage is allotted.
2. Certain mileage requirement a year, typically ranging from 1 thousand to 6 thousand miles a year.
3. Must meet the requirement of 25 years or older.
4. Owner must posses a “daily” vehicle that does not include the antique vehicle.
5. The antique automobile must be under lock and key when not in use.
If you notice, antique automobile insurance does come with strict guidelines. These guidelines were put in place so there would be no such abuse for coverage. If you are an antique car owner who enjoys riding in your car daily or more than 6k miles a year, some insurance carriers allow for such use as long as the car has additional insurance coverage. For most people this would be too expensive and not plausible.
Where Can I Find it?
As with all insurance offerings, there are many places to search for when online. The best thing to do is shop around to find the best policy to fit your needs. Keep in mind, the cheapest does not always mean the worst and the most expensive does not always mean the best. It is important to choose an insurance company that will be able to handle your claim if you are involved in an accident; the car is stolen, or even vandalized. It is a shame that these things happen, however, they do, and you need to make sure your hard work and effort will not be fruitless if there were to be a problem. Insurance is designed for an owner to have a sound mind in case these incidents do happen. To cover yourself further, you may want to consider getting a professional appraisal. This in itself will save many hassles on the value of your car. The more steps you take now to protect yourself, the better it will pay off in the end if you had to make a claim.
Todd
Tags: Additional Insurance, Antique Automobile, Antique Car Owners, Antique Vehicle, Antique Vehicles, Automobile Insurance, Car Owner, Family Trips, Insurance Automobile, Insurance Carriers, Insurance Company, Insurance Coverage, Specialty Insurance, Strict Guidelines, Typical Requirements
Posted in Finance | Comments Off
Tuesday, August 4th, 2009

weakestlink11 asked: I am in the process of liquidating my mother’s estate. She passed away 8 months ago. She had a house full of wonderful antiques, glassware, china and paintings. I called around to almost all antique dealers and auctioneers, but nobody was interested in helping me settle the estate. My aunt recommended this one person that sold some stuff for her sister. I contacted him and he did take quite a few things. This was back in April. However, I have not heard anything from him since. Curious, I phoned him today. He indicated that my stuff just wasn’t selling (which I find hard to believe). He also added that in the process of moving it, some of the pieces had sustained damage beyond repair. He said I had two choices – I can come and get the stuff – which he knows I can’t in my subcompact car, or pay him to take it to the dump. Now I just don’t know how to proceed with this guy.
Can I hold him responsible for the damage to the merchandise? Can I sue him for implying he could sell the stuff for much more then didn’t?
Angela
Tags: Antique Dealers, Antiques, April, Auctioneers, Businessman, China, Paintings, Stuff, Subcompact Car, Two Choices
Posted in Law & Ethics | Comments Off